Auto Insurance Quotes
Auto Insurance Quotes - Auto Insurance is probably the most common form of Insurance purchased by consumers. You are legally required to have insurance should you drive a car. This is additional to having a current driving licence valid for the vehicle being driven and a valid MOT certificate for the vehicle. Being the most commonly purchased form of insurance, renewing or buying new auto insurance should be an effortless task for the consumer. If only this were true! Insurance companies try to entice new clients with exceptional deals on new policies but apply different rules in existing customers. They are relying on the policyholder to be lazy and complacent and not seek out better deals.
STOP!!!!!
You can save possibly hundreds of pounds by changing your vehicle or car insurance regularly every couple of years. It’s possible to get the same cover at a cheaper price if you shop around. There are a few things to know when trying to get the best quote on auto insurance, factors beyond your “No Claims Discount” figure. Following these simple tips you could reduce a quote be a considerable amount
1 Fit an Alarm to your Car: Ensure it is an approved alarm or Immobiliser like the Thatcham 2
2 Park Off Road: Keeping your car parked in a locked garage or if not available on a driveway. Obviously if you car is off road there is less likelihood of accidental damage by other road users.
3 Mileage: Check you are not going to pay for miles you are not using.Have you boguht a new car? Have you changed jobs since the last time you renewed. Are you going to be using your vehicle for the next 12 months? Try and work out how many miles you will do. Bear in my mind in-accurate reporting could jeopardise future claims.
4 Excess: It’s possible to reduce your premium if you increase your excess. This is a difficult one to decided on. Just because you have not had an accident in the last XX years does not mean you won’t have one tomorrow.
5 Extras: Do you need recovery services ? Do you need a courtesy car? Think carefully if these are un-needed benefits 6 Multi-Car: More insurers are offering multi-car insurance, which can reduce premiums even lower. Check with each insurer to see if them offer this service. 7 Haggle!! : There is no reason not to make a counter offer to a quote. It can work if you offer to pay in full at the time if obtaining a quote by phone. Try seeing if using a debit card will get a reduction. Round down the total amount or ask for an “Extra” you may have passed on.
Hopefully these tips will assist in obtaining a new Auto Insurance Quote for you. Good Luck!
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